About Us

ElitPay Zambia Limited is a fast growing online micro lending company committed in providing short-term financial services to employees covered under the ElitPay loan package and individuals in employment working for both the private and public sector.

We operate purely online through our website and enable our clients to apply and get instant loans within a day. We serve our clients with ElitPay Loan Package, Salary Advance Loan, and Micro Personal Loan (Collateral based) all with flexible payment terms, and competitive interest rates to match our client’s exact budget.


Our mission is to provide progressive short-term financial services to our customers to meet their short-term financial needs.


To be the most effient and reliable micro lending company in Zambia, with branches in most parts of the country and a steady customer base by 2030.

Our Core Values

Integrity – We are honest, professional and ethical at all times in our dealings.

Reliability – We deliver on the expectations of our clients with most effient and reliable services.

Service – We are committed to excellence in everything we do to serve our clients.

Teamwork – We value individual and collective team contribution in achieving our mission, vision and goals.

Confidentiality – We respect every piece of information we get from our clients