ElitPay Loan

The ElitPay Loan Package is a salary advance loan designed for employees working for companies that have signed a Memorandum of Understanding (MOU) with us. Companies or Organizations with a minimum of five employees or more and have been in existence for more than 2 years can have their employees covered under this package.

Our special ElitPay Loan Package enables your employees to have extra cash to meet their urgent financial needs in a very short period of time. Our objective of this product is to provide financial services to your employees at very competitive interest rates with flexible payment terms.

This product is offered for a maximum repayment period of 3 months. Employees are given salary advance loan amount of up to 50% of their debt servicing capacity and a minimum of loan amount of ZMW500.

Product Description/Features

  • Employers undertaking 
  • Deduction at source 
  • The applicant must be a confirmed staff


  • Competitive interest rates.
  • Flexible repayment period 
  • Fast, simple and convenient
  • No collateral security

To apply for the loan, the employer is required to apply directly on our website and attach the following:

Completed And Processed EPL Form

1 month latest Payslip